Comments for davidmacchiablog.com http://davidmacchiablog.com Tue, 03 Jan 2012 18:35:19 -0800 http://wordpress.org/?v=2.9.1 hourly 1 Comment on The SEC Rules Indexed Annuities Are Indeed Securities; Which Companies Will Now Leverage the Obama Success Model? by Andy Rates http://davidmacchiablog.com/?p=202&cpage=1#comment-7788 Andy Rates Tue, 03 Jan 2012 18:35:19 +0000 http://davidmacchiablog.com/?p=202#comment-7788 Thank you for posting this. I took the series 7 exam and now its paying off! The competition in the annuity market place is leveling out for me. Thank you for posting this. I took the series 7 exam and now its paying off!
The competition in the annuity market place is leveling out for me.

]]> Comment on Interview with Dallas Salisbury: President & CEO of EBRI Offers Fascinating Historical Perspective on Today’s Retirement Security Challenges; Reveals Preference for Mandatory, National Retirement Savings Program in Addition to Social Security by Chuck Robinson http://davidmacchiablog.com/?p=181&cpage=1#comment-7787 Chuck Robinson Mon, 12 Dec 2011 16:05:55 +0000 http://davidmacchiablog.com/?p=181#comment-7787 I just re-read this interview and it is as perceptive, enlightening and on target as it was four years ago. Great Interview ! I just re-read this interview and it is as perceptive, enlightening and on target as it was four years ago. Great Interview !

]]> Comment on Interview with Mark Casady: Chairman & CEO of LPL Financial Services Talks About the Challenges and Opportunities that Come with Being Number One; Highlights Technology, Culture and Continuing Efforts to Improve Economics and Business Processes for Financial Advisors by chairs http://davidmacchiablog.com/?p=186&cpage=1#comment-7782 chairs Mon, 10 Oct 2011 18:18:13 +0000 http://davidmacchiablog.com/?p=186#comment-7782 <strong>office chair...</strong> [...]Interview with Mark Casady: Chairman & CEO of LPL Financial Services Talks About the Challenges and Opportunities that Come with Being Number One; Highlights Technology, Culture and Continuing Efforts to Improve Economics and Business Processe... office chair…

[...]Interview with Mark Casady: Chairman & CEO of LPL Financial Services Talks About the Challenges and Opportunities that Come with Being Number One; Highlights Technology, Culture and Continuing Efforts to Improve Economics and Business Processe…

]]> Comment on Value-Added Deliverables – The RIIA Retirement Income Expert (RIE) Certifications and Designation by Angela Roldan http://davidmacchiablog.com/?p=93&cpage=1#comment-7779 Angela Roldan Fri, 12 Aug 2011 14:35:25 +0000 http://davidmacchiablog.com/?p=93#comment-7779 Awesome Stuff you have here. I believe you are on to something. Awesome Stuff you have here. I believe you are on to something.

]]> Comment on Interview with Mark Casady: Chairman & CEO of LPL Financial Services Talks About the Challenges and Opportunities that Come with Being Number One; Highlights Technology, Culture and Continuing Efforts to Improve Economics and Business Processes for Financial Advisors by Wade Dokken http://davidmacchiablog.com/?p=186&cpage=1#comment-7770 Wade Dokken Mon, 08 Nov 2010 20:02:35 +0000 http://davidmacchiablog.com/?p=186#comment-7770 LPL Financial's IPO is the story of the American Retirement Dream Fulfilled. This IPO is not unlike the IPO of Apple or Microsoft for their respective industry. Todd Robinson, Mark Casady, Jim Putnam and countless others followed the desires of the American investing public for independent advice, fee for service, non-proprietary products and superior technology. Together they have reinvented the American financial planning service model to the benefit of all American investors. LPL attracted the nation's finest advisors--men like Ron Carson--and countless others, and built a firm equaling Merrill Lynch, Morgan Stanley, UBS PaineWebber and others in only two decades. LPL now embodies the American Retirement Dream and is the antidote for the American Retirement Crisis. Read my blog for more insight.http://www.wealthvest.com/blog/wade-dok ... ommentary/ Wade Dokken President WealthVest Marketing LPL Financial’s IPO is the story of the American Retirement Dream Fulfilled. This IPO is not unlike the IPO of Apple or Microsoft for their respective industry. Todd Robinson, Mark Casady, Jim Putnam and countless others followed the desires of the American investing public for independent advice, fee for service, non-proprietary products and superior technology.

Together they have reinvented the American financial planning service model to the benefit of all American investors. LPL attracted the nation’s finest advisors–men like Ron Carson–and countless others, and built a firm equaling Merrill Lynch, Morgan Stanley, UBS PaineWebber and others in only two decades.

LPL now embodies the American Retirement Dream and is the antidote for the American Retirement Crisis.

Read my blog for more insight.http://www.wealthvest.com/blog/wade-dok … ommentary/

Wade Dokken

President

WealthVest Marketing

]]> Comment on Interview with Francois Gadenne: The Executive Director of the Retirement Income Industry Association Talks About How RIIA Emerged, the Future of Retirement Income, and RIIA’s Role in Helping to Define It. by Web site of the state - State web - State of connecticut judicial web site http://davidmacchiablog.com/?p=42&cpage=1#comment-7764 Web site of the state - State web - State of connecticut judicial web site Sat, 14 Aug 2010 10:30:35 +0000 http://davidmacchiablog.com/?p=42#comment-7764 [...] Interview with Francois Gadenne: The Executive Director of the 3 Apr 2007. In this interview with Retirement Income Industry Association (RIIA).. As the shift progresses, the part of the market best answered by specific. needed to properly place retirement assets into a distribution mode... Pingback from François Gadenne Adds “Guest Blogger” to His Already.davidmacchiablog.com/?p=42 - Interview with Francois Gadenne: The Executive Director of the [...] [...] Interview with Francois Gadenne: The Executive Director of the 3 Apr 2007. In this interview with Retirement Income Industry Association (RIIA).. As the shift progresses, the part of the market best answered by specific. needed to properly place retirement assets into a distribution mode… Pingback from François Gadenne Adds “Guest Blogger” to His Already.davidmacchiablog.com/?p=42 – Interview with Francois Gadenne: The Executive Director of the [...]

]]> Comment on Now on YouTube.com: A Stark Example of Why the Indexed Annuity Industry is Destined to Implode Unless it Tackles the Misleading Marketing That is Behind Much of Its Product Sales by Compare Annuities http://davidmacchiablog.com/?p=147&cpage=1#comment-7738 Compare Annuities Fri, 26 Mar 2010 09:20:53 +0000 http://davidmacchiablog.com/?p=147#comment-7738 You can have immediate annuities or deferred annuities that areequity indexed annuities,annuities,compare annuities . The variable annuities often offer the option of varying the payment when the market increases once you annuitize the product.immediate annuity,fixed annuities,immediate annuities You can have immediate annuities or deferred annuities that areequity indexed annuities,annuities,compare annuities . The variable annuities often offer the option of varying the payment when the market increases once you annuitize the product.immediate annuity,fixed annuities,immediate annuities

]]> Comment on Part One: A Deadly Cocktail? The “Extreme Makeover” of Annuity Agents into Registered Investment Advisors by Deferredannuity http://davidmacchiablog.com/?p=169&cpage=1#comment-7551 Deferredannuity Thu, 04 Mar 2010 09:02:17 +0000 http://davidmacchiablog.com/?p=169#comment-7551 You can have immediate annuities or deferred annuities that areequity indexed annuities,annuities,compare annuities . The variable annuities often offer the option of varying the payment when the market increases once you annuitize the product.immediate annuity,fixed annuities,immediate annuities You can have immediate annuities or deferred annuities that areequity indexed annuities,annuities,compare annuities . The variable annuities often offer the option of varying the payment when the market increases once you annuitize the product.immediate annuity,fixed annuities,immediate annuities

]]> Comment on Interview with ING’s Harry Stout. President of US Retail Annuity Business Cites Transparency as Key to Sales Growth; Predicts Fixed and Variable Annuities to “Harmonize” in Terms of Regulation, Selling Practices, Disclosure & Licensing by ofigennoe http://davidmacchiablog.com/?p=138&cpage=1#comment-7294 ofigennoe Wed, 03 Feb 2010 11:22:27 +0000 http://davidmacchiablog.com/?p=138#comment-7294 Восхитительно Восхитительно

]]> Comment on An Overview of the Blog by Mike Mazzola, Founder of Advanced Financial & Consulting Group http://davidmacchiablog.com/?p=5&cpage=1#comment-5926 Mike Mazzola, Founder of Advanced Financial & Consulting Group Sat, 25 Jul 2009 20:12:23 +0000 http://davidmacchiablog.com/?p=5#comment-5926 Aloha David, I subscribed to your Blog several weeks ago and the subscription was acknowleged. However, I have not received any of your blog writings at this point. Whos should I contact to rectify? Mahalo Mike Aloha David,

I subscribed to your Blog several weeks ago and the subscription was acknowleged. However, I have not received any of your blog writings at this point. Whos should I contact to rectify?

Mahalo

Mike

]]> Comment on The SEC Rules Indexed Annuities Are Indeed Securities; Which Companies Will Now Leverage the Obama Success Model? by Bob Richards http://davidmacchiablog.com/?p=202&cpage=1#comment-3515 Bob Richards Fri, 26 Dec 2008 21:26:34 +0000 http://davidmacchiablog.com/?p=202#comment-3515 A bigger deal has been made of this EIA as a security thing than necessary. Any agent can just go get an RIA certificate. Its no big deal. You take the series 7 exam (the requirement in most states) and then send about $150 and an application to your state. Within weeks, all of the EIA issuers will offer a fee-based EIA for RIAs. (The RIA certificate also enables the agent to sell fee-based variable annuities and get into the money management business). Yes, it's a change from geting the usurious 8% commission up front and instead getting 1% annually, and this is all likely good as it will drive the scum agents who caused this out of the business. If this is too much work or the agent cant pass the series 7 exam, GOOD. He's not the guy that should be discussing finances with any consumer. Not that I think the SEC is right, but let's make lemonade out of lemons. A bigger deal has been made of this EIA as a security thing than necessary. Any agent can just go get an RIA certificate. Its no big deal. You take the series 7 exam (the requirement in most states) and then send about $150 and an application to your state. Within weeks, all of the EIA issuers will offer a fee-based EIA for RIAs. (The RIA certificate also enables the agent to sell fee-based variable annuities and get into the money management business).
Yes, it’s a change from geting the usurious 8% commission up front and instead getting 1% annually, and this is all likely good as it will drive the scum agents who caused this out of the business. If this is too much work or the agent cant pass the series 7 exam, GOOD. He’s not the guy that should be discussing finances with any consumer. Not that I think the SEC is right, but let’s make lemonade out of lemons.

]]> Comment on The SEC Rules Indexed Annuities Are Indeed Securities; Which Companies Will Now Leverage the Obama Success Model? by David Macchia http://davidmacchiablog.com/?p=202&cpage=1#comment-3442 David Macchia Thu, 18 Dec 2008 14:50:01 +0000 http://davidmacchiablog.com/?p=202#comment-3442 In Response to David Sanderford, Thank you for your comment. The less-than-consumer-oriented features of indexed annuity contracts that you reference are widely acknowledged and will continue to disappear over time. It’s really an old rant. For me, suitability and quality investor education are the important issues. One can be critical of many financial products and the manner in which they are marketed. Do you doubt that many investors felt they would achieve greater benefits than they actually did receive from target date and target income mutual funds? The truth is, all product types have their place. What we need is unbiased education around various products that leaves each industry's biases behind. Then we can move toward a more strategic framework that beneficially combines the best aspect of different products. In Response to David Sanderford,

Thank you for your comment. The less-than-consumer-oriented features of indexed annuity contracts that you reference are widely acknowledged and will continue to disappear over time. It’s really an old rant.
For me, suitability and quality investor education are the important issues. One can be critical of many financial products and the manner in which they are marketed. Do you doubt that many investors felt they would achieve greater benefits than they actually did receive from target date and target income mutual funds? The truth is, all product types have their place. What we need is unbiased education around various products that leaves each industry’s biases behind. Then we can move toward a more strategic framework that beneficially combines the best aspect of different products.

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